Subsidence repair pricing and ways to pay
Fixing subsidence in Australia can run into tens of thousands of dollars. Before work begins, it pays to know whether your insurer will cover the bill, whether you will meet it from savings, or whether monthly payments through a broker make more sense for your household.
Claim through your home building policy
Australian home building policies often cover subsidence caused by soil movement or tree roots. Check your product disclosure statement for the applicable excess, which can be substantial on structural claims.
Homeowners with an active building policy and documented ground movement affecting the main structure.
Pay the shortfall from your own funds
Costs outside a claim, such as the policy excess, uninsured structures, or work the insurer declines, fall to you directly. A free quote sets out those figures before a specialist starts.
Households with savings available to cover costs that a building claim will not meet.
Monthly payments arranged through a broker
When underpinning, resin injection, or pier installation comes to a substantial total, you can request a referral to a separate finance broker who may be able to spread the cost into monthly payments.
Property owners who would rather pay over time than settle the full amount at once.
Finance through a separate broker
Subsidence Repairs does not provide credit. If you would prefer to pay for repair work in monthly instalments, you can ask about a referral to a finance broker when you request your free quote. That broker is a completely separate business, with no common ownership or control. Any application goes to the broker and its lending partners, who assess it and reach every decision; Subsidence Repairs plays no part in that assessment. The broker and its lending partners run every credit and affordability check and make every decision; no application is certain to be accepted, and the broker may decline. If a finance arrangement follows, Subsidence Repairs may be paid a commission by the broker. All rates and repayment terms are set by the broker alone, so read them thoroughly before committing to any agreement.